Decision Engine

Sophisticated Decisioning Without the Headache

PayPlan’s decision engine is fully-automated and customizable.  Use our rules or easily customize a solution exactly the way you want it.
Loan Origination System
Loan Origination System

Decision Engine

Sophisticated Decisioning Without the Headache.

PayPlan’s decision engine is fully-automated and customizable.  Use our rules or easily customize a solution exactly the way you want it.
Decision EngineDecision Engine

Leverage best practice underwriting rules from $500M+ processed loans.

Validated against 50,000+ businesses and over 3.5MM consumer credit records.
Dynamic Underwriting Rules
Dynamic Underwriting Rules
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Dynamic Underwriting Rules

Configure underwriting rules in minutes, not days.

Configure all your underwriting rules in one location through one simple interface.  No more team meetings or projects to make the modifications you need!

UNDERWRITING FEATURES:

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Supports Unlimited Data Points

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Configure Without Code

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Drag and Drop Platform

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Fully Extensible

Want to build a custom decision engine for your lending platform?
Get Started
BEST IN CLASS SECURITY

BEST IN CLASS SECURITY

Activate credit, identity and fraud services instantly.

PayPlan offers best-in-class KYC, KYB and fraud prevention
BEST IN CLASS SECURITYBEST IN CLASS SECURITY
BEST IN CLASS SECURITY

Powerful Integrations

Access the integrations your lending platform needs

Integrations include Identity, credit reporting, financial institutions, and ‘exotic’ data.
Powerful Integrations

Decision Data on Demand

Leverage PayPlan’s data partnerships to avoid costly fees associated with direct subscriptions to fintech data products needed for underwriting.
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Instnt

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Finicity

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Cliq

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Experian

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Midesk

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And More!

Built with Intelligence

To succeed, you need to adapt. PayPlan provides the tools to learn and grow with your lending program.
AI and Machine Learning

AI and Machine Learning

PayPlan is ready to plug AI/ML into your underwriting model.
Loan Data and Reporting

Loan Data and Reporting

Store any click, input and interaction with your customers.
AI and Machine Learning

Risk Based Pricing

Dynamically price your loans according to their level of risk.
better lending decisions

Start making better lending decisions, now.

PayPlan has everything you need to bring your lending vision to life. No need for any other solutions or data providers.
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