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Make better lending decisions, instantly.
PayPlan’s decision engine is fully-automated and customizable. Use our rules or easily customize a solution exactly the way you want it.
Leverage best practice underwriting rules from $500M+ processed loans.
Validated against 50,000+ businesses and over 3.5MM consumer credit records.
Dynamic Underwriting Rules
Configure underwriting rules in minutes, not days.
Configure all your underwriting rules in one location through one simple interface. No more team meetings or projects to make the modifications you need!
Supports Unlimited Data Points
Configure Without Code
Drag and Drop Platform
Want to build a custom decision engine for your lending platform?
BEST IN CLASS SECURITY
Activate credit, identity and fraud services instantly.
PayPlan offers best-in-class
Access the integrations your lending platform needs
Integrations include Identity, credit reporting, financial institutions, and ‘exotic’ data.
Decision Data on Demand
Leverage PayPlan’s data partnerships to avoid costly fees associated with direct subscriptions to fintech data products needed for underwriting.
Built with Intelligence
To succeed, you need to adapt. PayPlan provides the tools to learn and grow with your lending program.
AI and Machine Learning
PayPlan is ready to plug AI/ML into your underwriting model.
Loan Data and Reporting
Store any click, input and interaction with your customers.
Risk Based Pricing
Dynamically price your loans according to their level of risk.
Start making better lending decisions, now.
you need to bring your lending vision to life. No need for any other solutions or data providers.
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